INGREDIENTS: 1 cup all-purpose flour 1 ½ cup walnuts, finely chopped ¼ cup sugar Pinch of salt 1 tsp. Vanilla extract ½ cup softened butter, chopped 2 cups powdered sugar   DIRECTIONS: Preheat oven to 350 ℉ and line a large cookie sheet with parchment paper. In a large bowl mix flour, walnuts, sugar,

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INGREDIENTS: 12 oz. semisweet chocolate, chopped 12 oz. white chocolate, chopped ½ tsp. peppermint extract 8 candy canes, crushed   DIRECTIONS: Line a baking sheet with parchment paper. Fill the bottom of a large pot with 3 inches water and bring to simmer over medium heat. Reduce heat to low, then

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Let’s get the bad news out of the way first. Mortgage rates on a 30-Year Fixed-Rate Mortgage are higher, on average, this year than they were last year. According to Wells Fargo: Product Interest Rate APR Conforming and Government Loans 30-Year Fixed Rate 4.875% 4.994% 30-Year Fixed-Rate VA 4.750% 5.112% 20-Year Fixed Rate 4.750% 4.896% 15-Year Fixed Rate 4.375% 4.559% 7/1 ARM 4.250% 4.942% 5/1 ARM 4.000% 4.989% Jumbo Loans– Amounts

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